Action Auto Recovery
"Southern California Repossession & Skip Tracing Experts Since 1967"

Home   Service   Protection   Coverage   Location   Repo Q&A   Photos  
Private Eye   Links   Careers   Odds & Ends   Forms   Contact Us   Login  

Licensed-Insured-Bonded / CFPB Compliant / Members of AFA-CALR-CUCC / CRA Certified
Servicing: Los Angeles, Orange, Riverside, San Bernardino and San Diego Counties Daily!

Action Auto Recovery -  Repossession Industry News:

Action Auto Recovery is proud to announce the implementation MVTRAC LPR on our fleet of recovery vehicles.

LPR (Licenese Plate Recognition) Cameras record and alert us when we receive a hit. Our Baja Recovery Software allows us to upload each and every day the new assignments received from our clients.

MVTRAC utilizes a centralized database that receives license plate image reads from remote systems in real time via the Internet. License Plate images are stored in the database, we can also connect using a web browser to manually search for plate sightings. The stored information is also checked against several hotlists. If a match is found the database provides alerts via email, SMS Text, or pager, therefore dramatically increasing recovery ratio, un-like other LPR systems we can recover the vehicle on the spot! Collapsing cycle time on recovery aging, and increasing the document compliance.

Our client and customer information is ours and not released to the MVTRAC company unless writen approval is received. We have tested the few systems avalible to our industry and MVTRAC wins hands down!

To learn more about this exciting technology Click Here

" April 2009 - REPOSSESSION BY THE LOWEST BIDDER? "  Financial Institutions Think again! A Vehicle Repossession turned ugly. Now a Repoman and his wife are on the run and wanted for the murder of an Augusta GA man. NBC Augusta 26 News spoke with the man whose car was being voluntary repossessed and watched his best friend of 20 years fight for his life. The nationwide skip locate company that reportedly hired them, Renaissance Recovery.

Click Here for the NBC Video   Click Here for the News Story

Action Auto Recovery States " Only Professionals Hire Professionals!" Since 1967

Action Auto Recovery WON! K-EARTH 101 (FM) Office of the day!
Monday July 21st 2008
To see all the photo's and video's Click Here

Violent Acts:  CALR-Sponsored Legislation SB 659 Effective Immediately Sept 7th 2007

On September 7, Governor Schwarzenegger approved CALR-sponsored Senate Bill 659 by Senator Ronald Calderon. This bill was an Urgency Measure that became effective as soon as it was chaptered by Secretary of State Debra Bowen.

The primary theme of SB 659 is to enhance the safety of repossessions in California and reduce workplace violence. Relevant changes to the law are as follows:

Business & Professions Code 7507.6. Under the old law, if a repossessor was involved in a "violent act," as that term is defined in B&P Code 7500.1(x), he/she must notify the BSIS Bureau Chief of the incident. There was no requirement that the mere threat of violence be reported or that the repossessor also notify the assignor of the Assignment to Repossess. Not infrequently, a debtor may threaten a repossessor without immediately causing bodily harm or injury. For example, Repossessor #1 comes to the debtor's home and the debtor points a weapon at him and yells, "If you come back, I'll shoot you." This would not have caused a notification to the Bureau Chief under the old law. Furthermore, if Repossessor #1 contacted the legal owner and merely reported that he was unable to effectuate the recovery, the legal owner might have re-assigned the repossession to Repossessor #2 without knowing about, or relaying, the threats of violence to the new repossessor. Repossessors have died because of this defect in the old law.

Accordingly, we amended B&P Code 7507.6 to provide that if there is a violent act or a threatened violent act, the repossessor must give the person who made the assignment, by certified mail, return receipt requested, a notice containing information about the incident, if there was either a police report filed or bodily harm or injury occurred. It also permits, but does not require, giving the notice to the assignor if the repossessor decides not to file a police report.

B&P Code 7508.4. This amendment authorizes the BSIS Bureau Chief to assess an administrative fine if a repossessor fails to notify the assignor of a violent act or threatened violent act as required by 7507.6.

Civil Code 2984.6, Civil Code 2993, Financial Code 3357, Financial Code 15103, Financial Code 22329.5, Vehicle Code 11724. These new code sections apply to Rees-Levering Conditional Sales Contracts, lease agreements, banks, credit unions, finance companies, and auto dealers and provide that once a person receives notice of a violent act or threatened violent act, he/she shall not re-assign the Assignment to Repossess to another repossessor without notifying the new assignee of the information surrounding the reported incident.

Impounded vehicle law changes effective Sept 7th 2007
California Vehicle Code 14602.6, 14602.7 and 22850.5.

These sections strictly control the types of documents repossessors must produce in order to obtain the release of a vehicle from a police impound. Unfortunately, some storage yards acting on behalf of a law enforcement agency continue to demand more documentation than required by law. This effectively delays the release of vehicles from impound and increases storage costs for debtors. Our amendment clarified that the same rules apply to all involved in the impound process.

The impounding agency, within two working days of impoundment, shall send a notice by certified mail, return receipt requested, to the legal owner of the vehicle, at the address obtained from the department, informing the owner that the vehicle has been impounded. Failure to notify the legal owner within two working days shall prohibit the impounding agency from charging for more than 15 days' impoundment when the legal owner redeems the impounded vehicle

No lien sale processing fees shall be charged to the legal owner who redeems the vehicle prior to the 15th day of impoundment.

The legal owner or the legal owner's agent presents a copy of the assignment, as defined in subdivision (b) of Section 7500.1 of the Business and Professions Code, and any ONE of the following: a certificate of repossession for the vehicle, a security agreement for the vehicle, or title showing proof of legal ownership for the vehicle. Any documents presented may be originals, photocopies, or facsimile copies, or may be transmitted electronically. The law enforcement agency, impounding agency, or any person acting on behalf of those agencies shall NOT require any documents to be notarized.

Now if we can just get the above to follow the law!

NOI Scare! Oh my!

SERGIO JUAREZ et al., vrs ARCADIA FINANCIAL, LTD.,
Many Credit Unions and Financial Institutions are in a panic at this time 8/2007 due to the case Juarez vrs Arcadia Financial LTD. Please calm down. Arcadia Finanncial LTD, did not disclose the facts on there NOI.

Here is the case and the facts, you will clearly see that Arcadia Financial LTD, did not follow the law, it is allot of reading:  Click Here

Here is the California State Law regarding your NOI Click Here

Man arrested in Dallas cop car look-alike. Motorist had
BB gun, handcuffs and police scanner

08:50 AM CDT on Friday, July 20, 2007
By HOLLY YAN / The Dallas Morning News
Direct Link to Article at the Dallas Morning News (same as below)

The markings on the car were so believable, they fooled real law-enforcement officials.
A Dallas County sheriff's deputy was on Interstate 20 near Bonnie View Road late Wednesday afternoon when he thought he saw a police car zip past him.

Dallas County Sheriff's Department
The car Malcolm Hawkinson was driving Wednesday belongs to the owner of an automobile repossession business. "At first glance, he thought it was another police agency on a hot call," said Michael Ortiz, spokesman for the Dallas County Sheriff's Department. "But he took a closer look at the decals on the car, and it wasn't any agency that he had seen before."

The deputy pulled the driver over for speeding. He and others who arrived at the scene soon became more suspicious.

The decals on the car simply said "Dallas, Texas" but were designed in a way that looked very similar to those on sheriff's deputy cars. The driver had a BB gun fashioned to look like a police gun. The dashboard camera was fake and mounted with Velcro. Deputy Ortiz said investigators also found handcuffs, a walkie-talkie and a scanner set to monitor county law-enforcement channels.

Authorities arrested the driver, Malcolm Hawkinson, 39, for having an improper vehicle registration and failing to show adequate insurance. Investigators might file a charge of impersonating a peace officer if they determine Mr. Hawkinson intended to mislead anyone into thinking he was an officer.

Mr. Hawkinson, a registered sex offender, was released from the Lew Sterrett Justice Center on a "promise to appear" citation. Details of that charge were not available. Mr. Hawkinson could not be reached for comment.

Sheriff's deputies called the vehicle's owner, who owns a car repossession business.

"He said he put the decals on the vehicle, but he did it for the protection of his employees," Deputy Ortiz said. "He finds there is less resistance when [people] are approached by someone they think is a police officer."

The Sheriff's Department declined to identify the owner, who was not arrested.

"It's not against the law to possess a vehicle with the insignia," Deputy Ortiz said. "What makes it against the law is how you use it." He noted that the owner was not caught using the vehicle.

By Thursday afternoon, the Sheriff's Department received several calls from women who said they were treated inappropriately during traffic stops. Officials had not determined whether the cases are linked to Mr. Hawkinson.

Authorities also were investigating documents found from the traffic stop.

"There were papers that were drawn up to look like repossession paperwork," Deputy Ortiz said. "They were crimped with some seal and drawn up to look official. We're looking to see if that paperwork is really official [or] whether this was auto theft."

Comments Below by:
Millard A. Land
Adjusters INC. Texas.
      

Permission Granted To Post The Comments Below:

After doing some research it turns out that this is one of the hundreds of companies that
PAR NORTH AMERICA uses to repossess their units in the US. As we (the certified, annually educated, trained professionals) are aware this act is illegal under color of the law. We can well understand that illegal less expensive short cuts (such as buying fuel for a car as opposed to a 550 Ford wrecker) are necessary if one is only paid $275 of the $850 that the client spends on recovery expense.

The client needs to understand that the auctions hire based on lowest price.
The client needs to understand that convicted criminals are a real possibility when a company is forced to meet impossible financial guidelines.

The cost of investigating employees one hires as well as insurance and training have gone up every year. The clients that use the two auction systems need to know that both are good at selling cars but out of greed and lack of knowledge as well as experience; they are not capable of performing the recovery/skip task. professionally. These two auctions have found a way to force many free services by controlling large numbers of accounts from large clients.

The facts are: (1) the financial institution does not know what they are being charged.
(2) the financial institution is not aware of what the auctions are demanding at no charge; as well as what they are funding downstream to the people risking their lives. (3) the financial institutions are not aware that the recovery ratio is far less than when they used the agencies on a direct basis.
(4) the financial institutions are charging off 20% more automobiles since going with the two auction systems.
(5) and most important is that the employees of these financial institutions are going to loose their jobs when and If the auctions are transitioned in total.

America has lost millions of jobs overseas and it seems that many large banks are willing to sacrifice the livelihood and security of millions of families. American companies that grew successful and made our country strong have forgotten that this occurred due to management caring about the employee and the employee caring about the company they labored for. There was pride on both parties part. Now management is sacrificing families for a better bottom line. If they are able to contract out the entire duties of the employee that aided in building the company then they can show a larger profit. This is the act that is weakening America. We in the recovery industry enjoyed a team relationship with the collection industry and many of us are trying to understand why the employee collectors are willing to aid upper management in the elimination of their jobs, their insurance, their benefits, and their future. Many of the employees being laid off are too old to find employment without great difficulty. Management just laughs because they get to keep their jobs and we even see huge increases for them in the newspapers.

Education is not just for children. If you are a repossession agent or an employee of one of these large banks and or financial entities you need to educate yourself as to where all of this will lead. People in other very poor countries are being trained right now to take these jobs. You will see collection jobs go to India in your lifetime but we the recovery industry know that foreign people cannot do the job as well as you. The repossession industry is a very specialized group because this act requires a one on one experienced people. No account is exactly the same and the possibility of injury and court room expense is huge is that this incident did not involve a debtor but it will happen soon. The numbers are there. The odds are against the lien holder. The insurance will not be enough when good lawyers are able to say that YOU the lien holder had a choice.

Your choice was to NOT use professionals and instead you chose to contract out to auctions and lay off Americans for a better labor bottom line.

I would welcome comments from Financial Institutions that have made the decision to use these two auctions because for the life of me I cannot understand why you would pay more to charge off more. I cannot understand why you would take such legal risk as is demonstrated in this news article. I do not understand why you would desire to ruin lives of employees that helped build your company. I do not understand why you would want to weaken America by shipping jobs overseas. Where is the dignity in bragging that you are now branched mainly in India? Where is the humanity gone in large corporations?

My request is one of a need for education in regard to this matter. I am sure someone can justify these acts but I only want answers from the finance employees. I know how the recovery industry feels and what they believe. ...10,000 conversations with repo people is enough. If you work for one of the companies that contracted to the auctions feel free to respond to:
mland@adjusters-inc.com

Recovery Industry.......Please fax or email this article to a client that is actively using Manheim or Adessa - (Parr North America or Recovery Solutions)

Millard A. Land
Adjusters Inc Texas - Click Here

We agree with Millard 100% - Action Auto Recovery

Back To The Top    Site Map

- Made in the USA -
Action Auto Recovery- RA 641 - www.RepoBiz.com - Since 1967